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2018 Health Insurance Open Enrollment

With 2018 Affordable Care Act Open Enrollment just around the corner, here are some important questions to ask: Are your rates increasing? Are you satisfied with your current individual or small group health insurance plan? Are you able to create a small group to give yourself access to better networks of doctors and hospitals? Are Read More

When to Get Disability Insurance

Most Americans rate their chances of suffering a disability during their working lives at about 1 in 50 or more. But, in fact, 1 in 8 will become disabled for five years or more during their career. Disability insurance is important no matter your profession or income.  Even if you have an employer policy, don’t Read More

BEWARE: IRS Scam

  The Internal Revenue Service and its Security Summit partners today issued an alert to taxpayers and tax professionals to be on guard against fake emails purporting to contain an IRS tax bill related to the Affordable Care Act. The IRS has received numerous reports around the country of scammers sending a fraudulent version of Read More

Steps to Take After My Kids Graduate College

Are your kids graduating from College? Congratulations!!! Here are some pointers you may want to consider: 1)      Renters Insurance If your child moves out of your home after graduating from college, they no longer have coverage for their personal property or personal liability coverage on your homeowners insurance.  We highly recommend they purchase a renter’s Read More

Chubb: Passport 360

DOES YOUR MEDICAL PLAN PAY FOR EMERGENCY MEDICAL COSTS OVERSEAS? DOES YOUR MEDICAL PLAN PAY FOR AN EMERGENCY MEDICAL EVACUATION? WE HAVE A PROGRAM THAT PROVIDES THIS IMPORTANT PROTECTION FOR YOU AND YOUR FAMILY IDEAL FOR: STUDENTS STUDYING ABROAD WORLD TRAVELERS TRAVELERS WHOSE MEDICAL CARRIER PROVIDES NO COVERAGE OUTSIDE THE US TRAVELERS WHO ARE COVERED Read More

Household Drones

Do you or your children own a DRONE? Have you checked your homeowner’s policy to confirm there is coverage should an issue arise? All insurance companies look at drones differently. We recommend checking your policy!   Call us for help!  

2016 Employer Penalty Changes

In 2016, the “sledgehammer” penalty for employers with over 50 lives NOT offering “affordable and Minimum Value Coverage”  to their employees increases from $2000 per person to $2160 per person.  This penalty is NOT deductible and is charged after the first 30 lives If you have questions or would like to discuss alternatives to this Read More