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Steps to Take After My Kids Graduate College

Are your kids graduating from College? Congratulations!!! Here are some pointers you may want to consider: 1)      Renters Insurance If your child moves out of your home after graduating from college, they no longer have coverage for their personal property or personal liability coverage on your homeowners insurance.  We highly recommend they purchase a renter’s Read More

Chubb: Passport 360

DOES YOUR MEDICAL PLAN PAY FOR EMERGENCY MEDICAL COSTS OVERSEAS? DOES YOUR MEDICAL PLAN PAY FOR AN EMERGENCY MEDICAL EVACUATION? WE HAVE A PROGRAM THAT PROVIDES THIS IMPORTANT PROTECTION FOR YOU AND YOUR FAMILY IDEAL FOR: STUDENTS STUDYING ABROAD WORLD TRAVELERS TRAVELERS WHOSE MEDICAL CARRIER PROVIDES NO COVERAGE OUTSIDE THE US TRAVELERS WHO ARE COVERED Read More

Household Drones

Do you or your children own a DRONE? Have you checked your homeowner’s policy to confirm there is coverage should an issue arise? All insurance companies look at drones differently. We recommend checking your policy!   Call us for help!  

UBER and Food Delivery Drivers!

  Some of our clients (or their kids) are entertaining the idea of driving for UBER or delivering food for a restaurant. Is this type of driving covered by insurance? Here is the answer: In general, most policies do NOT cover if the car is used for “public or livery conveyance”. In our opinion, this Read More

Steps to Take After My Kids Graduate College

Are your kids graduating from College? Congratulations!!! Here are some pointers you may want to consider: 1)      Renters Insurance If your child moves out of your home after graduating from college, they no longer have coverage for their personal property or personal liability coverage on your homeowners insurance.  We highly recommend they purchase a renter’s Read More

Long-Term Care Insurance: How to Choose It

Long Term Care Insurance is something that everyone has a different opinion on.  This article will walk you through the positives and negatives of Long Term Care Insurance-as well as the different options currently available to purchase.  Many financial advisors and economists still agree that some kind of Long-Term Care Insurance is an important tool Read More

Special Enrollment Period for Tax Season

Centers for Medicare & Medicaid Services announced a Special Enrollment Period for individuals and families who did not purchase health insurance and are subject to the shared responsibility payment (fee) while filing their 2014 taxes.  This only applies to states that are using the Federally-facilitated marketplaces (which Illinois is a part of).   This Special Read More