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AA Blogging Team

30
Dec

IN THE TRENCHES OF OBAMACARE

Thought we would give you an update on Obamacare – While many are looking at this bill from 30,000 feet- we are “in the trenches” dealing with businesses and real people affected by this law. Today we wanted to review what will happen to a single 50 year old – who makes $8/hour and works 40 hours per week. Let’s

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27
Dec

Information for Blue Cross Blue Shield New Members That Have Not Received Their New ID Cards

Many of our Blue Cross Blue Shield clients have not received their new ID cards due to how slowly Blue Cross Blue Shield is currently processing all applications. Providers will need the following information to contact Blue Cross Blue Shield to verify membership and eligibility for services: Subscriber name Patient name Patient date of birth Patient mailing address Last 4 digits

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10
Dec

Blue Cross Blue Shield of Illinois Health Care Reform Update

A letter from Blue Cross Blue Shield of Illinois will be sent out soon with information of different options available for your current policy.  There are a few options. Option 1 (Keep Your Current Policy): If you DID NOT select a new policy for 2014, and you would like to keep your current policy, please continue to pay your premiums

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6
Dec

Need help navigating through HealthCare.gov?

HealthCare.gov can be very difficult navigate, even if you just want to see what plans are being offered. The Health Sherpa is a great resource that can walk you through the different plans options available. The health care options on this website are the plans shown once you complete the initial verification steps on HealthCare.gov. The Health Sherpa can be

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5
Dec

Confused about providing Individual Medical insurance versus Group Insurance?

Due to the new affordable care law- individuals are able to purchase insurance without the risk about being turned down. And for small groups (under 50 employees) the rates may be better for people to insure individually than through a group. So let’s review the advantages and disadvantages of each one: Individual Policies ADVANTAGES Each participant can pick the plan that

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3
Dec

What to do at this time if you are a Blue Cross Blue Shield of Illinois or CHIP Member?

With all of the current changes occurring with Obamacare, the information can seem very confusing.  If you are currently a member of a CHIP plan in Illinois, Associated Agencies is recommending that you switch your plan to an Affordable Care Act compliant plan on or off of the exchange.  The increases being received for CHIP plans are astronomically high, and

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19
Nov

Can You Keep Your Current Health Insurance Plan?

Last week, President Obama announced a proposal that would allow citizens to keep their remaining health insurance coverage for one more year even though it does not necessarily meet the standards as set by the Affordable Care Act.  His proposal left the decision up to each state individually.  To date, four states have announced that they will not be going

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13
Nov

How Individuals can Elect Coverage Outside Open Enrollment

As we transition into 2014, anyone who wants health insurance coverage in the individual market has a window to purchase it.  To get coverage – it must be purchased between January 1 2014 and March 31, 2014.  The date the coverage is purchased will determine when the coverage goes into effect. If individual insurance coverage is not purchased during this

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4
Nov

Is it final that Self Insured groups do not have to pay the reinsurance fee?

In a large batch of final rules covering about half a dozen Affordable Care Act policies, the Department of Health and Human Services is giving some self-insured and self-administered health plans a two-year exemption from reinsurance fees. “We… intend to propose in future rulemaking to exempt certain self-insured, self-administered plans from the requirement to make reinsurance contributions for the 2015

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