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Lenders often come to us with one clear question: “Does the insurance purchased by our borrowers properly cover our risk exposure?” While the question is simple, insurance coverage can be quite complicated. There are multiple clauses and provisions in property insurance policies that are designed to include the lender’s insurable interest. Some are similar in content, some are dramatically different.
Do you need uninsured motorist coverage? Car insurance is something that every motorist needs. While there are a number of different coverages, some are truly optional. One of these confusing coverages is uninsured motorist insurance or UM. Some motorists may wonder if purchasing uninsured motorist coverage is necessary if they already have a health insurance policy in place. To