Insurance Consulting for Lenders

You’re ready to close on a new loan with a borrower. Final agreements are drafted, escrows are analyzed, and only days remain before closing. You finally receive the borrower’s insurance certificates that prove evidence of coverage for the collateral you’re lending against, but how do you know if it’s sufficient? Is the lender properly included on the policies? Is there enough coverage and the right type of coverage for an asset of this size, type, occupancy, and location?

If the borrower does not have the proper insurance in place or if that insurance does not comply with your requirements as the lender, there could be serious consequences. Hiring a third-party insurance consultant to review the borrower's insurance before closing reduces your risk, protects your assets, eliminates hassle, and provides you with peace of mind. We ensure that closing isn't delayed because of insurance issues. Best of all, our services come at no cost to lenders—the borrower pays us a small fee out of the closing.

We have over a decade of experience working with lenders across the country, many focusing on different niches like bridge financing, construction loans, mezzanine debt, commercial mortgage-backed securities, refinancing, and syndications to name a few. Our clients include life insurance companies, special servicers, debt funds, hard money lenders, and traditional banks.

For more information on how we can help your institution, please contact us.

Mortgagee, Loss Payee, Lender’s Loss Payee: What does it all mean and why should lenders care?


Matthew Shatzkamer

Head of Risk Management


Business Insurance

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Individual Life and Health Insurance

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Personal Auto & Home Insurance

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