We understand the dynamic needs of Real Estate owners and investment firms. For decades, our dedicated Real Estate team has partnered with our clients to help manage risk on their assets in a thoughtful, strategic way.

We are risk management advisors to Real Estate companies of all types: owners, investment firms, operators, brokers, REITs, lenders, and more.

We work with owners and investment firms when they are evaluating real estate assets to purchase. Our team becomes an extension of your business during the due diligence process with a proven process to identify risks and the costs associated with these risks. We complete flood zone determinations, replacement cost estimates and probable maximum loss studies (PML) so that we can use data to help drive recommendations and suggested coverage limits.

Our team can also help negotiate with lenders and lender consultants. We leverage our risk management department which has 20 plus years of experience advising lenders on insurance matters. This gives our team and our clients a unique advantage in the marketplace.

Get in touch with our team today to see how we can help.

Real estate insurance and risk management areas in which we excel:

  • Property Insurance: We’ll help you determine the proper insurance values needed for your property.

  • Builders' Risk Insurance: Coverage to help you work with contractors and builders with ease, even in high-risk areas like flood zones.

  • Commercial General Liability Insurance Coverage: We'll help you identify exposures, assess the concentration of risk, and stay protected.

  • Workers' Compensation: Get the peace of mind that comes from knowing your workers are covered.

  • Commercial Auto Insurance: No matter the vehicle or coverage, we’ll help you find the best ways to mitigate risk.

  • Umbrella Insurance: Extra liability insurance to help increase the limits of your coverage when you need it.

Joshua B. Herz

Josh Herz


We don't just place real estate insurance; we act as counsel for our clients. We understand lenders' specific requirements and how they'll affect your investment. We're committed to collaboration and an ongoing relationship of trust with our clients.

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Business Insurance

No matter your industry, our team of advisors will find the best risk management solution for you through our risk management approach and a wide range of carrier partners.

Employee Benefits

Let us help you navigate the world of employee benefits. Create a customized, comprehensive benefits strategy to attract and retain employees.

Individual Life and Health Insurance

Thoughtful and easy. Meet with our professionals today to ensure a secure future for you and your family.

Personal Auto & Home Insurance

Working with the top personal insurance companies, Associated is able to find the right solution for you.