16
Jun

When to Get Disability Insurance

Most Americans rate their chances of suffering a disability during their working lives at about 1 in 50 or more. But, in fact, 1 in 8 will become disabled for five years or more during their career. Disability insurance is important no matter your profession or income.  Even if you have an employer policy, don’t assume you are correctly protected. 

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23
Sep

BEWARE: IRS Scam

  The Internal Revenue Service and its Security Summit partners today issued an alert to taxpayers and tax professionals to be on guard against fake emails purporting to contain an IRS tax bill related to the Affordable Care Act. The IRS has received numerous reports around the country of scammers sending a fraudulent version of CP2000 notices for tax year

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2
May

Steps to Take After My Kids Graduate College

Are your kids graduating from College? Congratulations!!! Here are some pointers you may want to consider: 1)      Renters Insurance If your child moves out of your home after graduating from college, they no longer have coverage for their personal property or personal liability coverage on your homeowners insurance.  We highly recommend they purchase a renter’s policy, which is typically less

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6
Apr

Chubb: Passport 360

DOES YOUR MEDICAL PLAN PAY FOR EMERGENCY MEDICAL COSTS OVERSEAS? DOES YOUR MEDICAL PLAN PAY FOR AN EMERGENCY MEDICAL EVACUATION? WE HAVE A PROGRAM THAT PROVIDES THIS IMPORTANT PROTECTION FOR YOU AND YOUR FAMILY IDEAL FOR: STUDENTS STUDYING ABROAD WORLD TRAVELERS TRAVELERS WHOSE MEDICAL CARRIER PROVIDES NO COVERAGE OUTSIDE THE US TRAVELERS WHO ARE COVERED BY MEDICARE SUPPLEMENTS TRIP CANCELLATION

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21
Mar

Household Drones

Do you or your children own a DRONE? Have you checked your homeowner’s policy to confirm there is coverage should an issue arise? All insurance companies look at drones differently. We recommend checking your policy!   Call us for help!  

28
Sep

Blue Cross Blue Shield DROPS Large PPO Network

Over the past few days, many BCBS members have received notices that their networks are being dropped for the 2016 policy year.  Unfortunately-this is true. Associated Agencies is here to help and has solutions to work through the network problems to ensure coverage is adequate for you and your family for 2016.  Starting November 1st we will be able to

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17
Aug

UBER and Food Delivery Drivers!

  Some of our clients (or their kids) are entertaining the idea of driving for UBER or delivering food for a restaurant. Is this type of driving covered by insurance? Here is the answer: In general, most policies do NOT cover if the car is used for “public or livery conveyance”. In our opinion, this excludes coverage for UBER exposure.

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30
Oct

New OSHA Requirements – Effective 1/1/2015

Effective January 1st, 2015, the Occupational Safety and Health Administration (OSHA) will be implementing new rules to their Recordkeeping and Reporting Requirements for work-related injuries and illnesses. Attached please find a Compliance Bulletin that will help you prepare for the new practices that OSHA will require all employers to follow. We would like to point out the following two major

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2
Sep

2015 Obamacare Changes (Individual Market)

The open enrollment period for 2015 is just around the corner, and Associated Agencies wanted to point out some changes that will affect the policies. The biggest change has to do with the penalty for not signing up. Per adult, the 2014 penalty is $95 or 1% of your adjusted gross income, whichever is greater. For 2015, this increases to

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