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Special Enrollment Period for Tax Season

Centers for Medicare & Medicaid Services announced a Special Enrollment Period for individuals and families who did not purchase health insurance and are subject to the shared responsibility payment (fee) while filing their 2014 taxes.  This only applies to states that are using the Federally-facilitated marketplaces (which Illinois is a part of).   This Special Read More

New Exchange Special Enrollment Periods for Certain Individuals

For more information about your health insurance needs, contact Associated Agencies.   

U.S. Treasury Releases Final Employer Mandate “Pay or Play” Regulations

On Feb. 10, 2014, the U.S. Treasury Department released final regulations implementing the employer shared responsibility provisions of the Affordable Care Act (ACA). The regulations are effective upon publication in the Federal Register. The final rules include a one year delay for medium-sized employers. In 2015, the ACA’s employer shared responsibility provisions will generally apply Read More

What to do at this time if you are a Blue Cross Blue Shield of Illinois or CHIP Member?

With all of the current changes occurring with Obamacare, the information can seem very confusing.  If you are currently a member of a CHIP plan in Illinois, Associated Agencies is recommending that you switch your plan to an Affordable Care Act compliant plan on or off of the exchange.  The increases being received for CHIP Read More

Can You Keep Your Current Health Insurance Plan?

Last week, President Obama announced a proposal that would allow citizens to keep their remaining health insurance coverage for one more year even though it does not necessarily meet the standards as set by the Affordable Care Act.  His proposal left the decision up to each state individually.  To date, four states have announced that Read More

Is it final that Self Insured groups do not have to pay the reinsurance fee?

In a large batch of final rules covering about half a dozen Affordable Care Act policies, the Department of Health and Human Services is giving some self-insured and self-administered health plans a two-year exemption from reinsurance fees. “We… intend to propose in future rulemaking to exempt certain self-insured, self-administered plans from the requirement to make Read More