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Blue Cross Blue Shield DROPS Large PPO Network

Over the past few days, many BCBS members have received notices that their networks are being dropped for the 2016 policy year.  Unfortunately-this is true. Associated Agencies is here to help and has solutions to work through the network problems to ensure coverage is adequate for you and your family for 2016.  Starting November 1st Read More

Open Enrollment for Health Insurance Closes February 15th

2015 Open Enrollment under the Affordable Care Act closes at 11:59pm on February 15th, 2015.  This is the last chance to get coverage at all for 2015.  After February 15th, 2015, a life event must occur so one can enroll in Health Insurance during their Special Enrollment Period. Life Events that will generate a Special Read More

Blue Cross Blue Shield 2015 Open Enrollment

Starting on November 15th, 2014, the open enrollment period begins for marketplace plans.. During this period, the marketplace is open to make any changes to your current insurance coverage. The open enrollment period ends on February 15th, 2015. After that date, no changes can be made to any policy until the 2016 open enrollment. In Read More

Getting Ready for 2015 Obamacare Open Enrollment (Individual Coverage)

With 2015 Obamacare Open Enrollment (Individual Coverage) just around the corner, here are some important pieces of information that will help you navigate the changes: 1) Open Enrollment begins on November 15th, 2014 and continues through February 15th, 2015 2) For coverage effective January 1st, 2015, you MUST be enrolled by December 15th, 2014 3) Read More

2015 Obamacare Changes (Individual Market)

The open enrollment period for 2015 is just around the corner, and Associated Agencies wanted to point out some changes that will affect the policies. The biggest change has to do with the penalty for not signing up. Per adult, the 2014 penalty is $95 or 1% of your adjusted gross income, whichever is greater. Read More

Health Reform Questions – Enrolling in the Health Insurance Marketplace

Question:  My employer is having its open annual enrollment in a few weeks for its health coverage effective on July 1, 2014. If I do not enroll in my employer’s health coverage effective July 1, 2014 and voluntarily drop it, can I then enroll in health coverage on the Health Insurance Marketplace because of a loss Read More

Affordable Care Act Special Enrollment Qualifications

Now that Open Enrollment for the Affordable Care Act has ended, the only way to enroll in coverage is if you have a life event.  The Special Enrollment will trigger a 60-day enrollment period, but the effective dates for enrollees can change depending on the situation. Adding a Dependent by birth, adoption, or foster care: Read More