Liability Coverage : If you are held legally responsible for an auto accident, your liability coverage will help to cover the costs of bodily injury or property damage to others. The amount of liability coverage you opt for will depend on your exclusive needs.

Medical Payments Coverage : This form of coverage will help pay for medical expenses should you, your family, or your passengers get injured in an auto accident, or if you or your family members are involved in an auto accident as a pedestrian. This is typically a “no fault” type of coverage.

Uninsured/Underinsured Motorist Liability Coverage : Despite legal requirements, a large majority of individuals choose to drive without the necessary insurance or any insurance at all. This vital protection will help to pay for bodily injury to you and your passengers, should a driver with either no insurance or insufficient insurance be responsible for an accident in which you are injured.

Uninsured Motorist Property Damage Coverage : If you have opted against collision coverage but still want to protect your vehicle from uninsured motorists, this coverage option can help to pay for damage to your car if you are involved in an accident and the responsible party does not have insurance.

Comprehensive Coverage : Subject to a deductible, comprehensive will provide coverage for your vehicle from non-collision related damages, including but not limited to fire, theft, glass breakage, vandalism, and contact with animals.

Collision Coverage : Subject to a deductible, collision will provide coverage for your vehicle resulting from a collision with another vehicle, or other objects, other than an animal.

Towing and Labor Coverage/Roadside Assistance : If your car becomes disabled, this extra coverage option can pay for towing costs up to the limit you choose. Many of the insurance companies we represent also offer roadside assistance, which will match you with a towing company and you usually do not incur any out-of-pocket expense.

Rental Reimbursement Coverage : This coverage option will provide you with a daily amount for a rental car while your vehicle is being repaired after a covered loss, up to the specified daily and dollar limits.

Loan/Lease Gap Coverage : In the event of a total loss, this additional option can provide you with coverage for the difference between the market value of your leased or financed car and what you still owe on your loan.